Reyna Pay
B2B Services

Service businesses bill differently. Your processor should know how.

Invoicing. Retainer billing. ACH and card support. Trust account splits for attorneys. Recurring engagement billing. Reyna Pay handles the payment patterns of consulting, legal, accounting, and agency work, not bolted on as an afterthought.

The reality

Most processors are built for retail or food. Service businesses get an awkward fit.

Service businesses don't ring up transactions at a counter. They send invoices, manage retainers, accept ACH for larger amounts, and (for attorneys) need clean trust account separation. Generic processors weren't built for any of this and the operational friction shows up every billing cycle.

  • Invoices get sent through a separate tool, payment reconciliation is manual.
  • Retainer arrangements bill manually each month with frequent errors.
  • Larger invoices ($1,000+) cost too much on card, ACH would be cheaper but isn't supported.
  • Attorneys need trust account vs. operating account splits, generic processors flatten everything.
The math

What changes for service businesses on Reyna Pay.

Real outcomes from professional services firms on our platform.

Auto
Invoice payment reconciliation
ACH + Card
Both supported, customer chooses
Native
Trust account splits for regulated professions
Recurring
Retainer billing with smart retry
Why Reyna Pay

Service businesses don't get retail-style POS. They get invoiced billing.

Most generic processors are built for retail or food service. Professional services need invoicing, recurring retainer billing, ACH support, and clean expense splits. We deliver all of it on transparent interchange-plus pricing.

Built for the work

Features built for professional services.

Invoice-to-payment flow

Send a branded invoice to your client, customer pays via card or ACH through a hosted page. Reconciliation auto-marks the invoice paid in your dashboard. No manual tracking.

Retainer and recurring billing

Monthly retainer arrangements with automatic billing, pause/resume controls, and clean accounting separation between retainer revenue and project revenue.

ACH support alongside card

Larger invoices ($1,000+) often pay better via ACH (lower fees). Reyna Pay supports ACH alongside card with one consolidated dashboard. Customer chooses payment method, you save margin on the bigger invoices.

Trust account and expense splits

For attorneys and similar regulated professions, transaction-level splits to trust vs. operating accounts handled correctly. Audit-ready reporting for state bar compliance.

Real-world use cases

How professional services actually use Reyna Pay.

01

Solo law practice

Trust account vs. operating account splits, retainer billing, monthly invoice reconciliation. Compliant with state bar requirements.

02

Multi-attorney firm

Per-attorney revenue tracking, trust account compliance, retainer billing for ongoing matters.

03

Accounting firm

Monthly retainer clients, project-based billing, tax season volume spikes handled smoothly.

04

Marketing agency

Monthly retainer clients plus project-based billing. Per-client and per-project margin tracking.

05

Consulting firm

Engagement-based billing with deposits, milestone payments, and final invoices. Recurring retainer for ongoing advisory work.

06

Freelance and contractor work

Project-based invoicing, ACH for larger payments, card-on-file for repeat clients.

ACH alone saves us $200-$400 a month on processing fees because most of our invoices are over $2,000. The trust account splits keep us compliant without the manual reconciliation work.
Practice Owner
Managing Attorney, Law firm
[PLACEHOLDER, Robert to replace]
Recommended product

For professional services, we recommend Reyna Pay Platform.

PCI-compliant, card-network-certified processing platform. Powers SalonTransact, KasseApp, RunMySalon, and our partner network.

Learn more about Reyna Pay Platform
FAQ

Common questions for professional services.

Yes. Send branded invoices with a 'Pay Now' link. Client pays via card or ACH. Invoice auto-marks paid in your dashboard with no manual reconciliation.

Yes. Transaction-level splits handle the trust-account-vs-operating-account separation required for client retainers and case advance fees. Audit-ready reporting for state bar compliance.

ACH is significantly cheaper than card on large invoices ($1,000+). For invoices under $500, card is often more convenient. Reyna Pay supports both, customer chooses.

Yes. Recurring billing for monthly retainers with automatic invoicing, pause/resume controls, and clean accounting separation between retainer revenue and project revenue.

Per-client billing with per-matter or per-project tracking. Time and expense entries roll up to invoices. Reports show profitability per client and per matter.

Yes. Direct integrations with major accounting platforms. Transactions sync automatically with your chart of accounts.

Related industries

Other verticals we serve.

Ready to upgrade your professional services payment processing?

Apply in two minutes. Most merchants approved within 24 hours.