Reyna Pay
Auto & Service

Auto repair tickets are big and complex. Your processor should support that.

Estimate-to-invoice flow. Parts vs. labor breakdown. Fleet account net-30 billing. Diagnostic deposit handling. Reyna Pay handles auto shop economics most generic processors get wrong, with transparent pricing that respects your margins.

The reality

Generic processors weren't built for auto shop ticket sizes or complexity.

Average ticket of $400-$1,200, parts and labor on every invoice, occasional 5-figure tickets, fleet customers paying net-30. Most processors classify auto repair as 'just retail' and miss the workflow entirely, costing you operational efficiency and processing margin.

  • Customers approve the estimate, you collect the card again at completion, friction at the wrong moment.
  • Fleet customers want net-30 billing, your processor only does immediate card capture.
  • Parts and labor revenue gets mixed in reporting, making margin analysis impossible.
  • Diagnostic fees credited toward repair if approved get tracked manually with errors.
The math

What changes for auto shops on Reyna Pay.

Real numbers from auto repair shops on our platform.

Card-on-file
Estimate-to-invoice with no re-collection
Net-30
Fleet account billing supported natively
Separate
Parts and labor revenue reporting
Auto
Diagnostic deposit credit on repair approval
Why Reyna Pay

Large tickets, complex invoices, fleet customers, all handled.

Auto shop tickets aren't retail tickets. They have parts, labor, multiple line items, deposits, and fleet customers on net-30 terms. Reyna Pay handles all of it with the same transparent interchange-plus pricing on every transaction.

Built for the work

Features built for auto repair shops.

Estimate-to-invoice flow

Customer approves the estimate, deposit captured against card-on-file, work begins. When work completes, invoice converts and final balance charges. No re-typing card numbers, no friction at completion.

Parts vs. labor breakdown

Reports split parts and labor revenue separately. Labor commission attribution per technician supported. Margin analysis by service category gives you operational insight you didn't have before.

Fleet account net-30 billing

Fleet customers (trucking companies, rental fleets, dealer service contracts) pay net-30. Invoice tracking, aging reports, and ACH or card autopay supported. Real B2B billing infrastructure.

Diagnostic deposit handling

Some shops charge a diagnostic fee that's credited toward repair if approved. Reyna Pay tracks it and applies the credit cleanly with no manual reconciliation.

Real-world use cases

How auto repair shops actually use Reyna Pay.

01

Independent neighborhood shop

Walk-in repairs, estimate approvals, fleet customers occasionally. Card-on-file for repeat customers means faster turnaround.

02

Multi-bay general repair

Multiple technicians, parts inventory, labor commission tracking. Per-technician productivity reporting.

03

Specialty shop (transmission, body, performance)

Higher ticket sizes, longer build times, deposits at intake. Card-on-file handles the multi-week service window.

04

Mobile mechanic

Service-at-home billing, no brick-and-mortar. Card capture on-site, ACH for larger invoices.

05

Fleet service contractor

Fleet customers as primary revenue. Net-30 invoicing, aging reports, ACH autopay setup.

06

Multi-location auto group

Two to twenty shops under one ownership. Separate MIDs for clean accounting per shop. Roll-up reporting at the group level.

Fleet billing alone is worth the switch. We had $40K of net-30 receivables in QuickBooks aging hell. Now it's clean, automated, and we get paid faster.
Shop Owner
Owner, Auto repair shop
[PLACEHOLDER, Robert to replace]
Recommended product

For auto repair shops, we recommend Reyna Pay Platform.

PCI-compliant, card-network-certified processing platform. Powers SalonTransact, KasseApp, RunMySalon, and our partner network.

Learn more about Reyna Pay Platform
FAQ

Common questions for auto repair shops.

Yes. Card-on-file gets pre-authorized at estimate approval. When work completes, the final invoice charges against that card. No re-collection needed at completion.

Yes. Fleet accounts get separate billing with invoice generation, aging reports, and configurable payment terms. Auto-pay via ACH or card available for fleet customers willing to set it up.

Yes. Each job attributes to the technician, supporting commission calculation and per-tech productivity reporting. Compare technician efficiency across the shop.

Customer pays a diagnostic fee at intake. If they approve repairs, the fee credits toward the final invoice. If they decline, the fee captures as standalone revenue. Tracked automatically.

Warranty claims tracked separately from regular paid revenue. Time and parts logged for warranty reimbursement reporting.

Yes. Branded invoices with your shop's logo and details, sent automatically when work completes. Customer pays online via card or ACH.

Related industries

Other verticals we serve.

Ready to upgrade your auto repair shops payment processing?

Apply in two minutes. Most merchants approved within 24 hours.