Reyna Pay
Vertical-first payment infrastructure

Payment processing,
built for your industry.

Reyna Pay powers vertical-specific payment products for salons, restaurants, gyms, retail, and dozens more. Transparent pricing. Real support. Infrastructure that scales with you.

PCI DSS Level 1, Card-network certified

app.reynapay.com/dashboard
Today's volume
$12,847.50
↑ 18.2% vs. yesterday
Effective rate
2.31%
Salon Envy, Stylist: Maria$185.00
Mateo's Coffee, Tip included$24.50
Ironclad Auto, Service$1,240.00
Why Reyna Pay

The processor we wished we'd had.

Reyna Pay was built by operators who got tired of opaque pricing, mediocre support, and POS systems that treat every business like a coffee shop.

Transparent interchange-plus pricing

Every transaction itemizes interchange, network assessments, and our markup separately. No hidden padding.

Vertical-specific products

Salons get SalonTransact. Restaurants get KasseApp. Each product is built around how that industry actually operates.

Real human support

Dedicated account reps. Real engineers fixing real problems. Support phones answered by people, not chatbots.

Same-day funding

Standard T+1 settlement. Same-day payouts available, toggle on when payroll can't wait.

Trust & compliance

Enterprise-grade infrastructure.

Reyna Pay operates on bank-grade rails. PCI DSS Level 1 compliant processing, card-network certified, audited annually.

PCI DSS Level 1

Highest level of payment card security compliance.

Network certified

Direct relationships with Visa, Mastercard, Amex, Discover.

Bank-sponsored

Settlement through FDIC-insured sponsor banks.

Two ways in

Whether you take payments or sell payments, we built it for you.

For business owners

Apply once, get approved, start accepting cards with a vertical-specific platform that fits how your business actually runs.

  • Industry-specific features built in
  • Transparent interchange-plus pricing
  • Same-day approval for most merchants
Apply as a business

For partners

Bring us merchants. We provide the infrastructure, compliance, and support. You get a branded portal and recurring commission on every transaction.

  • Branded merchant portal at your subdomain
  • 25% of net processing margin, paid monthly
  • Marketing toolkit + dedicated support
Learn about the partner program
Ready when you are

Stop guessing what your processor is charging.

Apply in two minutes. Most merchants approved within 24 hours. No long-term contracts on standard plans.